Pradhan Mantri Awas Yojna - Credit Linked Subsidy Scheme

ICICI Bank offers "Credit Linked Subsidy Scheme" for EWS and LIG categories under Pradhan Mantri Awas Yojana. The scheme was announced by our Honourable Prime Minister Narendra Modi and envisages the vision of housing for all by the year 2022.

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The beneficiaries of the scheme are

• Families comprising of husband, wife and unmarried children - they should not own a pucca house in his/ her name or in the name of any member of the family, in any part of India
• Economically Weaker Section (EWS), whose annual house hold income is up to Rs. 3 lakh
• Low Income Group (LIG) whose annual house hold income is above Rs.3 lakh and up to Rs. 6 lakh
• The House constructed/acquired should be in the name of female head of the household or in the joint names of male head of the household and his wife. Only in cases, where there is no adult female member in the family, the house can be in the name of male member of the household.*

*However this stipulation is applicable only for new purchases and not for new construction (on an existing piece of land) or for enhancement/repairs of an existing house.

Scheme features

• Subsidy benefit of 6.5% p.a for first home buyers
• Upfront subsidy benefit on principal outstanding

Source

BEST Desi Jugaad in INDIAN HISTORY

BEST Desi Jugaad (tricks) in INDIAN HISTORY so FAR

As we see in our daily life there are many activities and each activity carry themselves some kind of Tricks which is known as Desi Jugaad.

What is Desi Jugaad?
Desi Jugaad is nothing but just a Hindi word and it does't sound much technical when we pronoun, but when we speak in Tips and Tricks that looks more decent and we feel some technical stuff come into it.
These two words are same but the difference between is Point of view, nowadays Hindi is not a primary language and that's because of English, we all judge people easily in terms of Hindi and English words.

So we would like to share few images in which you can see Desi Jugaad by Indian people and that's the perfect jugaad done in the history of  Perfect Tips and Tricks.

How to lock car when your door lock sucks

This is Maruti 800, best indian car ever made for indian roads and families.

This is the very old model build by maruti in 1990's and it's working whether doors are not working properly. 

For non working door the is the best trick to lock the car door. This is the outstanding example to lock a door.

How to sleep when you are in deep dream.
Perfect example of sleeping in the buses.

When you are in deep sleep try to use this trick, you will not disturb and you will not be disturbed by your side passenger.

How to talk while driving on Indian roads in Rickshaw specially.

This is the perfect example of how you can use your mobile phone while driving on roads, but this is against the traffic rules in India.

This is the perfect trick to hold mobile with your ear with the help of a hanky.

Intoxication Mosquitos

One of the best trick to get your mosquitos intoxicated by Royal Stag.

How to use Drilling machine for Juice 

This is very good use of Drilling machine by human, this can be done for any kind of grinding job.

This seems to be a chutney/juice making process.

This seems really good but not effective

As seen in the image there is a candle on the pipe to make water hot, but technically this will not going to help, But for cup of a water it can works well.

Salute to the guy who has think on this level to make this trick possible, however this is not an effective process.

Perfect idea to use waste water

This is the best waste water usage by just rearranging the hand wash model.

As seen in the image washbasin is placed on top of the water tank and by washing hands in washbasin waste water directly goes into the tank to clean

How to link cable with different points

This is very old trick to connect cable with different inserting points and this not a safe way to do it at all, so do not try at all.

Beautiful way to decorate and hide AC components

Beautiful way to hide the components of the AC. As we can see in this image AC wire is covered with green leafs.

You can also decorate your components or wires which are clearly visible in office or room with this trick and it will look more decent and beautiful and it can decorated by any live plant or any kind of decorated accessories.

6 Things You Should Buy On Amazon

We are addicted to online shopping and why shouldn’t we be? Twenty years ago, if we wanted to buy a new television, we went to three or four different stores, compared brands and prices, and then made our decisions. When we needed to do our Christmas shopping, we hit the mall, fought for a parking space, and trudged through crowds and long checkout lines. It was exhausting.

Then along came our salvation — major retailers opened up online stores, and Amazon, which once only sold books, expanded into the universe of “everything.” Gleefully, we get online and do all of the comparison-shopping we want — or do we?

Amazon has become the largest player in the field of online shopping. It is just so easy to go to one website for absolutely everything we could even hope to need or want, purchase our items, have them gift-wrapped and shipped if necessary, and worry about the credit card statement later. Yet, many economists say that online shopping is one of the biggest reasons for credit card debt today.

Surprisingly, the consumer associations found out that a lot of us do not take the time to run a quick price research and shop around. In the case of Amazon, it is just too convenient not to do so. However, comparing prices from different retailers can save you a lot of money. Doing some research online before buying anything is a good habit to get into. Comparison-shopping is a smart move on everything from buying milk to choosing a new credit card; using websites like CompareCards can help you locate the best cards for your needs like 0 percent balance offers or cards with no annual fee.

However, I did some research for you. Here are six types of products that are much cheaper to purchase on Amazon.

Good Buys on Amazon

The thing about a company like Amazon is that there is an entire department that does nothing but run comparisons on popular items, in order to make their pricing highly competitive. So, in recent years, many of the items that were typically more expensive on Amazon are now either the same or less than other major retailers. While food, dog food, and paper products are still higher on Amazon, many others are not:

1. Diapers

New parents are often baffled by the amount of cash spent on baby essentials. The good news is you can reduce the spending a lot if you start stashing on Amazon. Here’s Amazon’s price on the 216-count package of Step 1 diapers:

And here’s Walmart’s:

Today, Amazon beats Walmart, even if only by a small amount!

2. Small Kitchen Appliances

This category as appeared on almost every list of things never to buy on Amazon, but things have changed a bit today. Here are three random items selected from Amazon’s list:

Ninja Master Prep

And Walmart’s Price

Exactly the same, but with Amazon you don’t need to leave the house and spend extra money on gasoline.

And Amazon’s price on the Presto Cool Daddy Cool-Touch Fryer

And Walmart’s:

And here was quite a shocker. The Hamilton Beach 6-speed classic stand mixer on Amazon was a full $20+ dollars less! Anyone looking for small appliances should certainly check Amazon’s prices rather than just assuming they will be higher!

3. Household and personal care items

A quick researched proved that Amazon offers a bit cheaper prices that Walmart on different household and personal care items like washing powder, detergent shampoos and more. Rather than shop online for such things as shampoo, conditioner and lotions, local members-only warehouse stores and dollar stores have huge variety for far less than online retailers as a whole. Laundry detergent was something possible worth checking, so a comparison was run on Tide Pods Detergent. Amazon’s price was $17.97 for a 72-count package, while Walmart’s was exactly the same. Further, Amazon price members pay no shipping ever, although Walmart does now have such a “club.”

Walmart Price:

4. Small Electronics

Small electronics are a mixed bag for Amazon. While they meet some prices of Walmart and BestBuy on such things as MP3 players, they are pricier on others. The Kindle Paperwhite 3G, for example was $10.00 more on Amazon:

BestBuy’s Price:

While BestBuy’s price represent a “sale,” it should also be noted that this chain will match any price on any item sold by another retailer!

5. Larger Electronics

Televisions are always a popular item for comparison. The one selected her was the Samsung 32-inch, 720p LED TV. Comparing Amazon, Walmart, and BestBuy, Amazon came out ahead!

Amazon

While the text says “click for product details, when you do, you will discover that, indeed, Amazon does have new ones at the $183.15 price.

BestBuy

More expensive, but, there is that price match guarantee!

Walmart:

6. Books

Most comparison lists claim that Amazon is higher than big box book stores. While there are not many left, there is Barnes and Noble, and here are the price comparison on three books that are new releases.

Amazon: Sister Mazie, Pirate Hunters, and In the Unlikely Event:

Barnes and Noble:

Amazon hold its own against the big box store!

Go Directly to AMAZON

These 9 dresses reveal more than they cover!

Almost naked!

Dresses are meant to cover the body. Some dresses reveal more than what they cover. They are fancy and the one wearing them make their own fashion statement. You need to be bold enough to wear the following outfits, at least in India.  Also Check- One Piece Five Ways: Transforming Your Little Black Dress.

These outfits are tight and short enough that they end up revealing more than covering up. It is obvious such kind of dress are bound to catch eyeballs and yes people noticed these ‘strange’ clothes so eventually they were captured. Check out these nine dresses that are sure to raise the temperature out there. Almost naked we Say!

Source : http://bgr.com/